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Microsoft 365 Copilot: plans, prices and what it is used for
Microsoft's assistant for people who already use Microsoft 365. Copilot Chat comes with eligible plans; the Copilot Business add-on goes deeper into Outlook, Teams and the Office apps.
Plans and prices
| Plan | Price as listed | What the source says it includes | Source |
|---|---|---|---|
| Copilot Chat | Included at no additional cost with eligible Microsoft 365 plans | A web-grounded AI chat assistant, including Copilot in Outlook, per the page FAQ. | source |
| Microsoft 365 Copilot Business (add-on) | $18 per user per month, paid yearly (promotional; originally $21); $25.20 per user per month on the monthly subscription | Add-on for eligible Microsoft 365 Business plans. The page says the promotion runs July 1 to December 31, 2026, applies to the first year, requires an annual commitment, and is for existing Microsoft 365 customers. | source |
| Microsoft 365 Business Standard with Copilot | $23.50 per user per month, paid yearly; $28.20 per user per month on the monthly subscription | Microsoft 365 business apps with Copilot built in, as listed on the page. | source |
| Microsoft 365 Business Premium with Copilot | $32.00 per user per month, paid yearly; $38.40 per user per month on the monthly subscription | Business Premium (with security and device management features) with Copilot built in, as listed on the page. | source |
Last verified October 20, 2026. Prices exclude tax and can change. Official page: https://www.microsoft.com/en-us/microsoft-365-copilot/pricing
Facts from the source
- The Copilot Business add-on requires an eligible Microsoft 365 Business subscription and an annual commitment. source (verified 2026-10-20)
Jobs this tool shows up for on this site
- Write and answer customer emails
- Take notes and summaries from meetings and calls
- Automate follow-ups and repetitive tasks
- Clean up spreadsheets and explain numbers
- Use AI inside the email and office tools you already pay for
Watch-outs
- Promotional pricing is for the first year only; ask what the renewal price will be before committing.
- Only makes sense if your team already lives in Microsoft 365.
Data and privacy note
Check Microsoft's own commitments for your plan before pasting customer data. source. Also read Before you paste anything into an AI tool.
Mention on this page is not an endorsement. We do not say this tool is better than others. See how we research.